Cookie Policy and Usage Information

Introduction to Our Cookie Policy

This Cookie Policy explains how Morinthavelixo Financial Planning Services uses cookies and similar technologies when you visit our website at morinthavelixo.com. We want to ensure you understand what cookies are, how we use them, and what choices you have.

This policy forms part of our Privacy Policy and should be read in conjunction with it to understand our complete approach to data collection and usage.

What Are Cookies

Cookies are small text files that are placed on your device when you visit a website. They are widely used to make websites work more efficiently and provide information to website owners.

These files contain information that allows websites to recognise your device and remember certain information about your visit, such as your preferences and previous actions.

Types of Cookies We Use

We use several categories of cookies on our website, each serving different purposes:

Essential Cookies

These cookies are essential for the website to function properly. They enable core functionality such as security, network management, and accessibility. Without these cookies, services you have asked for cannot be provided.

Duration:: Session cookies (deleted when you close your browser) and up to 12 months

Functional Cookies

These cookies enable enhanced functionality and personalisation, such as remembering your preferences, language settings, and providing live chat support. They may be set by us or third-party providers.

Duration:: Up to 2 years or until manually deleted

Analytics Cookies

We use these cookies to understand how visitors interact with our website. They help us analyse visitor behaviour, measure website performance, and improve our content and user experience.

Duration:: Up to 26 months, with data aggregated and anonymised

Marketing Cookies

These cookies track your online activity to help advertisers deliver more relevant advertising or limit how many times you see an advertisement. They may share this information with other organisations or advertisers.

Duration:: Up to 13 months, depending on the specific service provider

How We Use Cookies

We use cookies for several important purposes to improve your experience on our website:

  • • Maintaining your session and keeping you logged in during your visit
  • • Remembering your preferences and settings for future visits
  • • Analysing website traffic and user behaviour to improve our services
  • • Providing personalised content and relevant information based on your interests
  • • Ensuring website security and preventing fraudulent activities

Third-Party Cookies

Some cookies on our website are placed by third-party services that appear on our pages. These may include analytics providers, social media platforms, and marketing services that help us understand and improve our website performance.

We do not control these third-party cookies directly. Please refer to the respective third-party privacy policies for information about their cookie practices.

Your Rights Under Privacy Laws

Depending on your location, you may have specific rights regarding cookies and personal data under various privacy laws:

GDPR Rights (European Union)

If you are located in the EU, you have the following rights regarding our use of cookies:

  • • Right to withdraw consent for non-essential cookies at any time
  • • Right to access information about cookies and data processing
  • • Right to request deletion of data collected through cookies

CCPA Rights (California)

California residents have specific rights under the California Consumer Privacy Act:

  • • Right to know what personal information is collected through cookies
  • • Right to opt-out of the sale of personal information collected via cookies
  • • Right to request deletion of personal information collected through our website

LGPD Rights (Brazil)

Brazilian users have rights under the Lei Geral de Proteção de Dados:

  • • Right to consent to cookie usage and withdraw consent
  • • Right to access and correct data collected through cookies
  • • Right to request anonymisation or deletion of personal data

Managing Your Cookie Preferences

You have several options for controlling cookies on our website and in your browser:

Browser Settings

Most web browsers allow you to control cookies through their settings. You can usually find these options in the 'Options' or 'Preferences' menu of your browser. You can set your browser to block or alert you about cookies.

Opt-Out Tools

For marketing and analytics cookies, you can use industry opt-out tools or visit the respective service provider websites to manage your preferences.

Disabling Cookies Warning: Please note that disabling certain cookies may impact your experience on our website and limit some functionality.

Cookie Consent Management

We use cookies to enhance your browsing experience and provide personalised content. Please choose your cookie preferences below.

You can withdraw your consent for non-essential cookies at any time using our cookie preference centre or by contacting us directly.

Updates to This Cookie Policy

We may update this Cookie Policy periodically to reflect changes in our practices or applicable laws. We will notify you of significant changes by posting the updated policy on our website with a new effective date.

Contact Us About Cookies

If you have questions about our use of cookies or this Cookie Policy, please contact us using the information provided in our main contact section.

Email:: contact@morinthavelixo.com

Phone:: +61-42-114-007

Address:: 127 Collins Street, Melbourne VIC 3000

Last updated: August 17, 2025